Telephone: 01460 53095 or 01460 52807

Business Insurance

Combined commercial insurance provides comprehensive business cover in a single policy. Primarily designed for small businesses, engineers, manufacturers and wholesalers; combined commercial insurance is a manageable and cost effective way to safeguard against all aspects of a business' risk. Policies are tailored to individual company needs, but typically include cover for:

Property Damage

  • to cover your buildings and contents including stock, tools, machinery and plant.

Business Interruption

  • to cover for loss of gross profit or revenue in the event of a claim.

Book Debts

  • to cover for loss of income from your customers which cannot be collected due to loss or damage to business accounts.


  • to cover for loss of cash, cheques, credit cards, whilst on your premises or in transit.

Goods in Transit

  • to cover the loss or damage to your goods while in your own vehicles or transit by other carriers.

Specified All Risks

  • to cover specific items away from your business premises.

Employers Liability

  • to protect you against legal proceedings brought against you relating to injury to an employee.

Public and Products Liability

  • to protect you against legal proceedings brought against you relating to damage to the property of members of the public or injury to persons other than employees.

Commercial Legal Expenses

  • to cover legal costs protecting you against areas such as employment disputes and tax investigations.

Personal Accident

  • to provide compensation for principals, partners, directors and employees in the event of death or injury following an accident.

Theft by Employees

  • to cover you against theft, fraud and dishonesty by an employee.

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